贷款利息怎么计算

The formula to calculate loan interest is:

Interest = Principal Amount x Interest Rate x Time

Where:
- Principal Amount is the initial amount borrowed
- Interest Rate is the annual interest rate (expressed as a decimal)
- Time is the time period for which the loan is taken (in years)

For example, if you borrow $10,000 at an annual interest rate of 5% for 2 years, the interest would be calculated as follows:

Interest = $10,000 x 0.05 x 2 = $1,000

So, the total amount to be repaid would be the principal amount plus the interest, which in this case would be $11,000.